Terms of service

1. What this service is

BizGen is an operator console. A business owner connects accounts they already use, such as email, calendar, payments, and a customer relationship system, so they can see and run their business from one place. These terms are the agreement between BizGen and the person or company using it. Using BizGen means agreeing to them.

In these terms, “owner” means the person or company whose workspace it is, and “you” means whoever is using it.

2. Who can use BizGen

You must be at least 18 years old. BizGen is a tool for businesses, not a consumer app, and it is not directed at children.

If you are signing up for a company, you are confirming that you are allowed to agree to these terms on that company’s behalf. In plain words: you have the authority to sign for the business, and the business is bound by what you agree to here.

3. Your account

Keep your sign-in details private. You are responsible for what happens under your account, including anything done by people you invite into your workspace. BizGen stores passwords only as a one-way hash, never in a readable form, so nobody at BizGen can look up your password.

If you think someone has got into your account, tell BizGen straight away at the address in section 20.

4. What it costs

BizGen currently sells two things: the Revenue Leak Scan, a one-time $97 report, and the BizGen paid beta, a $197 per month subscription. They are priced and refunded differently, and each is described on its own below.

The Revenue Leak Scan

The Revenue Leak Scan is a one-time purchase of $97, charged once through Stripe. It is not a subscription, and nothing renews from it. Paying for it opens a BizGen account with starter credits already in it, and returns findings read from your connected payment history, a 30-day roadmap built from them, and the included Private Revenue Review once there is something to review.

The $97 scan can be refunded within 14 days of purchase, just ask, the same window the credit packs below use. Email the address in section 20.

The $197 per month paid beta

The BizGen paid beta costs $197 per month and renews monthly until canceled. Payment is handled by Stripe. BizGen never sees or stores your card number. An active paid beta subscription is required to use beta AI features.

• Each successfully paid monthly cycle includes 100 credits. Unused included credits expire at the end of that paid cycle and do not roll over.
• Purchased credits persist while the account stays open.
• Active paid beta subscribers can buy 100 credits for $80 or 500 credits for $400. These subscription discounts cannot be combined with another discount.
• Eligible legacy accounts keep the credit-pack prices assigned to them.
• A paid beta funnel or page build costs 75 credits, and a research report costs 10 credits. Core AI features are included subject to a usage allowance; access is not unlimited.
• Unused purchased credits can be refunded within 14 days of purchase, just ask. Credits that have already been spent are not refundable.
• If BizGen closes an account for a reason other than a breach of these terms, unused credits are refunded.
• Credits have no cash value outside BizGen and cannot be transferred to another workspace.
• Prices exclude any sales tax or VAT, which is added where the law requires it.

The workspace owner can cancel through the self-service billing portal. Cancellation takes effect at the end of the current paid period, and paid access continues through that date. The subscription will not renew for another period after the cancellation takes effect.

5. Your data stays yours

Everything you put into BizGen, and everything BizGen syncs from accounts you connect, belongs to you. BizGen does not claim ownership of it.

You give BizGen permission to store and process that data only to run the service for you: to display it, sync it, search it, summarise it, and produce the drafts and insights you asked for. That permission ends when you delete the data or close the account.

BizGen does not sell your data, does not use the business data you connect or store for advertising, and does not use it to train general-purpose AI models. One narrow exception, stated plainly because the sentence above would otherwise be misleading: when you buy from BizGen, a one-way scrambled copy of the email you bought with is sent to Meta so the sale can be matched to the ad you arrived from. That is the purchase only. It is never your customers, your revenue, your invoices, or anything else you connect or store. The privacy policy explains all of this in detail.

6. What BizGen owns

BizGen owns the software, the design, and the name. You get permission to use the product while your account is open, and nothing more. Do not copy the software, take it apart to rebuild it, resell access to it, or use it to build a competing product.

If you send BizGen feedback or a suggestion, BizGen can use it to improve the product without owing you anything for it.

7. What BizGen writes is a starting point, not advice

BizGen uses AI to draft messages and to summarise your numbers into insights. AI can be wrong, and it can be confidently wrong. Everything it produces is a starting point for you to check, not a finished answer.

Nothing BizGen shows you is financial, tax, accounting, legal, or investment advice. Figures shown in BizGen are drawn from the accounts you connected and are for running your business day to day. Do not file taxes, sign a contract, or make a decision that is hard to undo based on a BizGen number without checking it against the original source and, where it matters, with a qualified professional.

8. You are responsible for what gets sent

BizGen can draft emails and other outbound messages, but it never sends anything through a connected account without the owner’s explicit approval first. The owner reviews and approves every outbound email before it goes out, and the owner is responsible for the content they approve.

9. Acceptable use

No spam. Any email sent through a connected account must comply with the CAN-SPAM Act. BizGen builds an unsubscribe link and a postal address footer into outbound emails to help the owner stay compliant, but the owner remains responsible for how they use the product.

You also agree not to:

• send content that is illegal, harassing, deceptive, or infringes someone else’s rights;
• break the rules of the outside services BizGen connects to, such as Gmail, Google Calendar, Stripe, or your CRM;
• upload data you do not have the right to share, or contact people who have asked you to stop;
• try to break, overload, or get around the security of BizGen or anyone else’s systems;
• use BizGen to build a competing product, or to scrape it at scale.

10. The services you connect

BizGen connects to services run by other companies. Those services set their own terms and prices, they can change or withdraw their access at any time, and BizGen does not control them. If one of them changes how it works or stops working, BizGen may lose the ability to sync that data, and that is not a breach of these terms.

You can turn off any connection at any time from the Connections page, which stops further syncing from that service immediately.

11. Availability

BizGen does not promise any particular uptime. The service can be down for maintenance, for problems at a provider it depends on, or for reasons outside anyone’s control. Keep your own copies of anything you cannot afford to lose.

12. No warranty

BizGen is provided as is, without any warranty of any kind, express or implied. BizGen does not guarantee the service will be uninterrupted, error free, or fit for any particular purpose.

13. Limitation of liability

To the fullest extent permitted by law, BizGen and its founder are not liable for any indirect, incidental, or consequential damages arising from use of the service, including lost profits, lost business, or lost or corrupted data. BizGen’s total liability for any claim is limited to the amount the owner paid for the service in the twelve months before the claim, or one hundred dollars, whichever is greater.

Some places do not allow these limits. Where that is the case, the limits apply as far as the law allows and no further.

14. If someone sues BizGen over what you did

If a third party brings a claim against BizGen because of how you used the product, the data you put into it, or the messages you approved and sent, you agree to cover BizGen’s costs and losses from that claim, including reasonable legal fees. BizGen will tell you promptly about any such claim and let you take part in the defence.

15. Ending the agreement

You can stop using BizGen and disconnect your accounts at any time from the Connections page, and you can ask BizGen to close the account and delete the data at the address in section 20.

BizGen may suspend or close an account that breaks these terms, particularly section 9. Where the problem can be fixed, BizGen will give notice and a reasonable chance to fix it first, unless the breach is serious enough that waiting would cause harm.

16. Getting your data out

For 30 days after an account closes, you can ask BizGen for a copy of your workspace data and BizGen will provide it in a common machine-readable format. After that, it is deleted and cannot be recovered.

17. Changes to these terms

BizGen can update these terms. For a change that materially affects your rights, such as price or liability, BizGen will email the account owner at least 30 days before it takes effect. Carrying on using BizGen after that date means accepting the new terms. If you do not accept them, close the account before the date and any unused credits are refunded.

18. Governing law and where disputes are heard

These terms are governed by the laws of the State of Florida, without regard to its conflict of law rules. Any dispute will be brought in the state or federal courts located in Broward County, Florida, and both sides agree those courts can hear it.

19. The rest

• The whole agreement: these terms and the privacy policy are the entire agreement about BizGen, and they replace anything said before.
• If part of it fails: if any part is found unenforceable, the rest still stands.
• Not enforcing something once: letting something slide once does not give up the right to enforce it later.
• Transferring the agreement: you may not transfer it without BizGen’s written consent. BizGen may transfer it as part of a merger or sale of the business, and will tell you if that happens.
• What survives: sections 5, 6, 12, 13, 14, 18, and this one continue to apply after the account closes.
• Events outside control: neither side is liable for failures caused by things genuinely outside its control, such as an outage at an infrastructure provider.
• Notices: BizGen sends notices to the account owner’s email address. You send notices to the address below.

20. Contact

Questions about these terms can be sent to contact@bizgen.io. BizGen is operated by BGAI Ventures LLC, 2401 NE 65th St Apt 208, Fort Lauderdale, FL 33308.